A car crash could cost you thousands of dollars. You have to fix your vehicle and pay for a rental car until it gets fixed or possibly tries to buy a new vehicle if yours suffered too much damage. You may require medical care, and you might even miss work because of your injuries.
You probably expect to make an insurance claim for all of those costs, and insurance does protect many people dealing with the aftermath of a car crash. However, there are thousands of people driving around in Connecticut without insurance.
What are your chances of getting into a crash with one of these drivers?
Connecticut has low rates of uninsured drivers
In some states, more than 20% of the people on the road don’t have insurance, which is truly frightening. Overall, Connecticut has one of the lowest rates of uninsured drivers in the country. According to industry figures from 2019, only about 6.3% of drivers in Connecticut don’t have insurance on their vehicles.
While your risk of encountering an uninsured driver is lower in Connecticut than in most other states, it is still a concern. You may only have your own coverage to protect you, which may do very little if you don’t pay for supplemental policy protections, like uninsured motorist protection.
When a driver doesn’t have insurance, the people affected by a crash will probably need to look into liability claims in addition to what coverage their own policy may offer. Knowing the protections in place for your support after a Connecticut car crash can help you limit the lasting impact the collision has on your finances and your life.